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Self Employed Loans
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If you are self employed or have no proof of income Blue Sky Personal Finance can still help.
Secured loans are available for self employed applicants with or without proof of income. Secured loans can be arranged for self employed applicants, no matter what your credit may be.
You may have had a history of arrears and CCJ’s. At Blue Sky we are interested in your future and not what has happened to you in the past.
We have access to a panel of lenders who have special plans available for self employed applicants or people who are unable to prove their income.
These include borrowing up to 100% of property value without the need to supply a set of accounts.
Our loan consultants will be happy to discuss your requirements in detail with you and to provide you with a no obligation repayment quote.
Self employed loans are special loans that are set up for self employed people who are homeowners and require to raise money. Sometimes referred to as "self cert loans", "self certified loans" or "no proof of income" by loan companies.
If you require a self employed loan there are a number of options depending on your circumstances. If you are self employed and have a good credit rating then the following should apply:-
Self employed loans up to 100% of your property value.
You will need to provide proof of trading for 1 year (business invoices), had a mortgage for 12 months and be over 25 years of age.
If you can comply to the above then you should be able to get a self employed loan from 8.9% APR.
If your credit is less than perfect then you should still be able to get a self employed loan (self cert loan), we can tailor a plan to suit your situation. The rates start from 11.65% with the following features:-
- No minimal time trading.
- Ignore any payment defaults.
- Ignore any unsecured loans e.g. credit cards, car finance etc.
- Ignore CCJs over 2 years old and satisfied CCJ's.
- Some plans are interest only.
Bluesky Finance offers you expert advice and a great deal on self employed loans, click below to enquire now.


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