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Website Terms & Conditions /
Privacy Policy

This Privacy Statement co-exists as our Terms and Conditions and together these govern the general practices of this site. We encourage all of our users to familiarise themselves with this statement and our site Terms.

Updating the privacy policy

Bluesky Finance may update this Privacy Statement from time to time. If you have any comments or questions regarding this Privacy Statement or site Terms, please do not hesitate to contact us.

Acceptance of these terms

By using this site, you signify your assent to the Bluesky Finance Privacy Statement. If you do not agree with the Bluesky Finance Privacy Statement, please do not use our site. We reserve the right, at our discretion, to change, add or remove portions of this Privacy Statement at any time. Please check this page periodically for changes. Your continued use of the Bluesky Finance site following the posting of changes to this Statement means you accept the changes we make.

Data Protection Act

Bluesky Finance is firmly committed to protecting your privacy online
It is our goal at Bluesky Finance to develop an online environment that is easy to use and respectful of the rights and expectations of our customers and other Bluesky Finance website visitors. This privacy statement describes how Bluesky Finance collects, uses and safeguards information you provide when using our website.

Need for personal information

Personally identifiable information is not required to obtain access to any part of our public sites, but if you choose to withhold such information where it is expressly required, we may not be able to:-

  • give you access to certain sections of the site
  • register your interest in Bluesky Finance products, services or Bluesky Finance special offers
  • send you information you may have requested, or
  • contact you
Information gathered

We collect two types of information from you:
  • information you submit to us and
  • information our site gathers automatically.
Information you submit

We ask you to submit information if you wish to:
  • apply for a Bluesky Finance product
  • register your details for information on Bluesky Finance products, services or Bluesky Finance special offers, or
  • use the contact us section of our site
Our registration form requires basic information including contact details (name, address, and phone number), needed to give you access to our special offers or enable us to contact you. The more information you provide about yourself, the more it will help us to provide you with an efficient and professional service.

Information our site gathers automatically

Usage tracking

Everyone is welcome to search and use our site to view our range of financial products. As you browse our website we log your IP address (the Internet address of your computer not the e-mail address) and other standard tracking data to monitor which parts of our site you visit and how long you stay there. We use this information to help us evaluate our products and services and to generally improve the content of the site. This data could never reveal anything personal about you.

Click through URLs

In some of our customer e-mail communications, we use a device called a "click-through URL." When you click on one of these URLs, you pass through our system before arriving at the web site that is your true destination. Bluesky Finance uses "click-throughs" to determine the level of interest in particular topics and to measure the effectiveness of our communications. We do not share this data with anyone, and we make no attempt to match "click-throughs" to particular email addresses.

Use of information

We will only use any personally identifiable information to:-

  • process an application form at your request
  • register your interest in Bluesky Finance products, services or special offers
  • improve our ability to serve you when you make an inquiry or request
  • contact you where you have asked us to do so; and
  • market our products or services
The information you provide or we obtain from you via the Bluesky Finance website will be held primarily by Bluesky Finance. We will show the information you provide to such of our employees as need to see it.

If you provide us with your e-mail or other contact details we will ask you if we can use it to send you updates on Bluesky Finance products, services and special offers. If you do not want us to contact you, you may decline to receive this information and Bluesky Finance will respect your wishes. If you do not decline to receive this information we may use information that you have given us to inform you about new Bluesky Finance products, services or Bluesky Finance special offers that may be of interest to you. You may request to discontinue receiving information at any time.

Delete/deactivate option

If would like to permanently delete or deactivate individually identifiable registration information from our database, or have your name removed from our mailing list, please either e-mail us or call us as detailed below:

Email: contactus@blueskyfinance.co.uk

Telephone number: 0800 0190105

Security and encryption

Bluesky Finance protects customer data we collect by storing it on username and password protected servers using encryption technologies to protect against unauthorised access.

While Bluesky Finance uses reasonable endeavours to provide a secure contracting environment it cannot guarantee the absolute security of information and you agree to assume the security risk for the information you provide.

We urge you to take every precaution to protect your personal data while you are on the Internet. As a minimum, we encourage you to change your passwords often, using a combination of letters and numbers, and make sure that you are using a secure browser as you surf the Internet.

 
 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Calls may be recorded for training purposes. Rates from 7.9% APR variable. Typical 11.9% APR variable. We are members of the loan industry's main regulatory body, the Finance Industry Standards Association (FISA). Blue Sky Personal Finance Limited is authorised and regulated by the Financial Services Authority (FSA) to advise on and arrange general insurance. We are licensed with the Office of Fair Trading as UK credit brokers, licence number 522161.

 
   © 2006 Bluesky Personal Finance Ltd. All Rights Reserved.
Terms & Conditions. Privacy Statement.
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